S.L. 376.4 Art. 4Payment services user or electronic money holder enjoys right of ownership of funds.

(1) Notwithstanding the provisions of any other law, a payment service user or electronic money holder whose funds are held by the financial institution enjoys a right of ownership over such funds notwithstanding that they may be registered in the name and title of, or are otherwise vested in, the financial institution.

(2) Any records, accounts and other statements held or issued by the financial institution shall, saving any proof to the contrary, constitute evidence of their contents and of the right of ownership of the payment service user or electronic money holder.