S.L. 499.66 Art. 4Insurance required. Requirements in respect of policies and limits of liability. Issuing of a certificate of insurance. Furnishing of information in the case of accidents involving damage or personal injury. Refusal to give name or address or giving false name or address.

(1) It shall not be lawful for any person to use or to cause or permit any other person to use an animal or an animal-drawn vehicle on the road unless there is in force in relation to the said animal or animal-drawn vehicle such policy of insurance in respect of third party risks as complies with sub-regulation (2).

(2) In order to comply with the requirements of this regulation a policy of insurance in respect of an animal or an animal-drawn vehicle on the roads in Malta must be a policy which is issued by an authorised insurer and which indemnifies the person, persons or classes of persons specified in the policy in respect of any liability which may be incurred by him or them in respect of the death of or bodily injury to any person, or damage to any property caused by the said animal or animal-drawn vehicle (including the animal drawing the animal-drawn vehicle) for a total liability which shall not be less than two hundred and fifty thousand euro (€250,000) with regard to animal-drawn vehicles licensed under Categories A, B and C and not less than one hundred and twenty-five thousand euro (€125,000) with regard to animals and animal-drawn vehicles which are, at the time of the accident, licensed under Categories D and E.

(3) An insurer shall issue to every holder of a policy issued by him a certificate of insurance which shall be duly authenticated by him or by someone on his behalf.

(4) The Authority shall, if so requested by a person who alleges that he has suffered any damage or personal injury as a result of an accident involving an animal or an animal-drawn vehicle, or by such person’s insurer, furnish to that person or to such person’s insurer, as the case may be, all information at its disposal relative to the animal or animal-drawn vehicle and to the identity and address of the person in whose name the licence for such animal or animal-drawn vehicle has been issued. Furthermore the person in whose name the licence for the animal or the animal-drawn vehicle, as the case may be, has been issued shall, without delay, if so requested by the persons involved in a road traffic accident, inform such persons of the identity of the insurer covering the liability of any animal or animal-drawn vehicle involved in the accident.

(5) Any person riding an animal under saddle on the road and any driver of an animal-drawn vehicle who has committed an offence under this regulation shall be obliged to give his name and address and should he fail to do so or give a false name or address, he shall be guilty of an offence under these regulations.

(6) A person holding a licence of an animal or animal-dawn vehicle shall, if required so to do, give any information which it is in his power to give and which may lead to the identification and apprehension of the rider of the animal or the driver of the animal-drawn vehicle (of which animal or vehicle that person is the licence holder) who may have committed an offence or who may have been involved in an accident resulting in personal injury or damage to any vehicle, animal or other property; and should he fail to do so or give false information, he shall be guilty of an offence under these regulations.